Your accountant is not a tax specialist and does not do enough to reduce your tax liabilities.
Your accountant simply completes your personal and business tax returns and tell you how much tax to pay without reviewing how you could reduce your tax liability.
You do not understand tax well enough to determine what questions to ask your accountant in order to save tax.
Comprehensive proactive tax advice is not a normal service for most accountancy practices.
Due to the high net worth of most of our clients an annual review of all their finances with a view to reduce their overall tax liability is very cost effective.